Identity Theft Insurance Identity Theft Protection
 

FAQ

  1. What is identity theft?
  2. What is an Identity Theft Program?
  3. What is a Group Identity Theft Program?
  4. Why should an employer pay for the cost of the program?
  5. Can a program be established without employer funding?
  6. What duties and responsibilities does an employer have in adopting a program?
  7. Have other employers established these types of programs?
  8. What is our first step in pursuing a Group Identity Theft Program?

 

What is identity theft?

Identity theft is the misappropriation of an individual’s identifying information to:

  • Obtain credit fraudulently from banks and retailers
  • Steal money form existing accounts
  • Establish accounts with utility companies
  • Rent an apartment
  • File for bankruptcy
  • Obtain a job
  • Achieve other financial gain using the name of another

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What is an Identity Theft Program?

This is a program that offers various forms of services to detect and/or resolve identity theft issues for individuals.

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What is a Group Identity Theft Program?

This is a program that offers various forms of services to employees/members of an organization. Those services will help educate, prevent, detect and/or resolve identity theft issues for those individuals through a program that employs the cost savings and quality assurances commensurate with a large group environment.

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Why should an employer pay for the cost of the program?

The cost is low relative to other benefits and the profile of the benefit is high. There are workplace and efficiency gains as well as public relations gains, but see a more complete description at “Why should an employer establish a Group Identity Theft Program”

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Can a program be established without employer funding?

Yes it can. The program and pricing may change but there are still advantages for both the employee and employer. See Group Identity Theft Strategies

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What duties and responsibilities does an employer have in adopting a program?

In most instances the employer simply:

  • Funds the cost of the program
  • Forwards certain information to the vendor (not social security numbers or address)
  • Announces the program
  • If the program requires employee contributions there is the added function of payroll deduction.

All newsletters, white papers, educational material and other information are supplied by the vendor

All questions are directed to the vendor, not to the employer’s human resources department

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Have other employers established these types of programs?

Many financial institutions have established minimal versions of these programs for their customers. Programs for individuals have been around for a few years. The concept of a Group Identity Theft Program, a complete, cost effective, quality assured program with employer advantages, is very new. Our organization has established one of the landmark programs in the U.S. and is dedicated in furthering the concept.

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What is our first step in pursuing a Group Identity Theft Program?

We will have an open, no obligation discussion concerning your needs and objectives. At the same time we can consider various courses of action and then decide what the best “next step” will be for you.

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