Legal
There is the potential in an identity theft
situation for serious consequences that can only be rectified
with the assistance of legal counsel.
There are several operations for the establishment
of the legal portion of the program.
- A full legal program can be initiated
This type of program would cover all legal
matters as any legal program would and so Identity theft
assistance by an attorney would certainly be covered.
- A limited and less costly program can be initiated
The limited legal portion of the program will
usually pay for 100% of the legal fees associated with an
identity theft occurrence. Included in the covered charges
are:
-
Telephone advice and office consultations
for an unlimited number of matters
-
Identity theft defense
-
Consumer protection
-
Small claims assistance
-
Powers of attorney (healthcare, financial,
childcare)
-
Debt collection defense
-
Notes
-
Document review
Some of the legal programs automatically
cover the above items even for issues the participant has
that come under one or more of the above headings but are
for a non-identity theft incident. By including “other
occurrences” coverage, coverage issues and problems
are eliminated and the benefit is augmented.
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